The Bulfinch Group LLC is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 160 Gould Street, Suite 310, Needham, MA 02494 (781-449-4402). PAS is a wholly-owned subsidiary of Guardian. The Bulfinch Group LLC is not an affiliate or subsidiary of Guardian. Life insurance offered through The Bulfinch Group Insurance Agency, LLC, an affiliate of the Bulfinch Group, LLC.